QUICK REFERENCE FHA Payment Chart
| Regular FHA 30 year fixed with 3.5% Down Payment. | FHA Rate | 3.750% | |||||
| Seller is allowed to pay all of your closing costs. No Pre-pay Penalty, No Income Limit. Minimum of 640 credit score is required. | |||||||
| * Close estimation of Taxes and Insurance - replace these estimates with actual fees for accurate calculation. Also, add HOA dues if applicable. | |||||||
| Price | Down | Loan w/MI | P&I Pymt. | *Taxes | *Ins. | MI | Total Pymt. |
| $100,000 | $3,500 | $97,465 | $451.38 | $108 | $21 | $93.40 | $673.95 |
| $105,000 | $3,675 | $102,338 | $473.94 | $114 | $22 | $98.07 | $707.64 |
| $110,000 | $3,850 | $107,212 | $496.51 | $119 | $23 | $102.74 | $741.34 |
| $115,000 | $4,025 | $112,085 | $519.08 | $125 | $24 | $107.41 | $775.04 |
| $120,000 | $4,200 | $116,958 | $541.65 | $130 | $25 | $112.08 | $808.74 |
| $125,000 | $4,375 | $121,831 | $564.22 | $135 | $26 | $116.75 | $842.43 |
| $130,000 | $4,550 | $126,705 | $586.79 | $141 | $27 | $121.43 | $876.13 |
| $135,000 | $4,725 | $131,578 | $609.36 | $146 | $28 | $126.10 | $909.83 |
| $140,000 | $4,900 | $136,451 | $631.93 | $152 | $29 | $130.77 | $943.52 |
| $145,000 | $5,075 | $141,324 | $654.49 | $157 | $30 | $135.44 | $977.22 |
| $150,000 | $5,250 | $146,198 | $677.06 | $163 | $31 | $140.11 | $1,010.92 |
| $155,000 | $5,425 | $151,071 | $699.63 | $168 | $32 | $144.78 | $1,044.62 |
| $160,000 | $5,600 | $155,944 | $722.20 | $173 | $33 | $149.45 | $1,078.31 |
| $165,000 | $5,775 | $160,817 | $744.77 | $179 | $34 | $154.12 | $1,112.01 |
| $170,000 | $5,950 | $165,691 | $767.34 | $184 | $35 | $158.79 | $1,145.71 |
| $175,000 | $6,125 | $170,564 | $789.91 | $190 | $36 | $163.46 | $1,179.41 |
| $180,000 | $6,300 | $175,437 | $812.48 | $195 | $38 | $168.13 | $1,213.10 |
| $185,000 | $6,475 | $180,310 | $835.04 | $200 | $39 | $172.80 | $1,246.80 |
| $190,000 | $6,650 | $185,184 | $857.61 | $206 | $40 | $177.47 | $1,280.50 |
| $195,000 | $6,825 | $190,057 | $880.18 | $211 | $41 | $182.14 | $1,314.20 |
| $200,000 | $7,000 | $194,930 | $902.75 | $217 | $42 | $186.81 | $1,347.89 |
| $205,000 | $7,175 | $199,803 | $925.32 | $222 | $43 | $191.48 | $1,381.59 |
| $210,000 | $7,350 | $204,677 | $947.89 | $228 | $44 | $196.15 | $1,415.29 |
| $215,000 | $7,525 | $209,550 | $970.46 | $233 | $45 | $200.82 | $1,448.98 |
| $220,000 | $7,700 | $214,423 | $993.03 | $238 | $46 | $205.49 | $1,482.68 |
| $225,000 | $7,875 | $219,296 | $1,015.60 | $244 | $47 | $210.16 | $1,516.38 |
| $230,000 | $8,050 | $224,170 | $1,038.16 | $249 | $48 | $214.83 | $1,550.08 |
| $235,000 | $8,225 | $229,043 | $1,060.73 | $255 | $49 | $219.50 | $1,583.77 |
| $240,000 | $8,400 | $233,916 | $1,083.30 | $260 | $50 | $224.17 | $1,617.47 |
| $245,000 | $8,575 | $238,789 | $1,105.87 | $265 | $51 | $228.84 | $1,651.17 |
| $250,000 | $8,750 | $243,663 | $1,128.44 | $271 | $52 | $233.51 | $1,684.87 |
| $255,000 | $8,925 | $248,536 | $1,151.01 | $276 | $53 | $238.18 | $1,718.56 |
| $260,000 | $9,100 | $253,409 | $1,173.58 | $282 | $54 | $242.85 | $1,752.26 |
| $265,000 | $9,275 | $258,282 | $1,196.15 | $287 | $55 | $247.52 | $1,785.96 |
| $270,000 | $9,450 | $263,156 | $1,218.71 | $293 | $56 | $252.19 | $1,819.65 |
| $275,000 | $9,625 | $268,029 | $1,241.28 | $298 | $57 | $256.86 | $1,853.35 |
| $280,000 | $9,800 | $272,902 | $1,263.85 | $303 | $58 | $261.53 | $1,887.05 |
| $285,000 | $9,975 | $277,775 | $1,286.42 | $309 | $59 | $266.20 | $1,920.75 |
| $290,000 | $10,150 | $282,649 | $1,308.99 | $314 | $60 | $270.87 | $1,954.44 |
| $295,000 | $10,325 | $287,522 | $1,331.56 | $320 | $61 | $275.54 | $1,988.14 |
| $300,000 | $10,500 | $292,395 | $1,354.13 | $325 | $63 | $280.21 | $2,021.84 |
| $305,000 | $10,675 | $297,268 | $1,376.70 | $330 | $64 | $284.88 | $2,055.54 |
| $310,000 | $10,850 | $302,142 | $1,399.26 | $336 | $65 | $289.55 | $2,089.23 |
| $315,000 | $11,025 | $307,015 | $1,421.83 | $341 | $66 | $294.22 | $2,122.93 |
| $320,000 | $11,200 | $311,888 | $1,444.40 | $347 | $67 | $298.89 | $2,156.63 |
| $325,000 | $11,375 | $316,761 | $1,466.97 | $352 | $68 | $303.56 | $2,190.33 |
| $330,000 | $11,550 | $321,635 | $1,489.54 | $358 | $69 | $308.23 | $2,224.02 |
| $335,000 | $11,725 | $326,508 | $1,512.11 | $363 | $70 | $312.90 | $2,257.72 |
| $340,000 | $11,900 | $331,381 | $1,534.68 | $368 | $71 | $317.57 | $2,291.42 |
| $345,000 | $12,075 | $336,254 | $1,557.25 | $374 | $72 | $322.24 | $2,325.11 |
| $350,000 | $12,250 | $341,128 | $1,579.81 | $379 | $73 | $326.91 | $2,358.81 |
| $355,000 | $12,425 | $346,001 | $1,602.38 | $385 | $74 | $331.58 | $2,392.51 |
| $360,000 | $12,600 | $350,874 | $1,624.95 | $390 | $75 | $336.25 | $2,426.21 |
| $365,000 | $12,775 | $355,747 | $1,647.52 | $395 | $76 | $340.92 | $2,459.90 |
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